body{
	margin:0px 0px 0px 0px;
	font-family:Verdana, Arial, Helvetica, sans-serif, Tahoma;
}
input{
	padding:0;
	margin:0;
	}
.bg{
	height:29px;
	width:974px;
	background-image:url(images/main_bg.gif);
	background-repeat:repeat;
}
.footer{
	height:12px;
	width:974px;
	background-image:url(images/footer.gif);
}
.banner{
	width:940px;
	height:147px;
	background-image:url(images/banner01.gif);
}
.style1{
	padding:0 0 15px 0;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:bold;
	color:#000000;
}
.style2{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	font-weight:normal;
}
.style3{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#A91D15;
	font-weight:bold;
}
a:link{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	text-decoration:none;
}
a:visited{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	text-decoration:none;
}
a:hover{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#A91D15;
	text-decoration:underline;
}
a:active{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	text-decoration:none;
}
.style4{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	line-height:16px;
}
.understand p{
	padding:0 0 15px 0;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	line-height:14px;
	color:#000000;
	font-weight:normal;
}
input.btn{
	padding:2px 0 0 0;
	}
	
	
	
p.footer1{
	font:normal 12px/16px Arial, Helvetica, sans-serif;
	color:#595858;
	background-color:inherit;
	padding:0 0 10px 15px;
	width:600px;
	}
p.footer2{
	font:bold 11px/16px Verdana, Arial, Helvetica, sans-serif;
	color:#666666;
	background-color:inherit;
	padding:0 0 10px 15px;
	width:600px;
	}


ul.menu{
	padding:0 0 0 0;
	margin:0;
	}
ul.menu li{
	width:auto;
	float:left;
	margin:0 2px;
	list-style-type:none;
	
	}
ul.menu li a{
	width:auto;
	float:left;
	text-decoration:none;
	}
	
ul.menu li a span.left{
	float:left;
	background:url(images/nav_leftbg.png) 0 3px no-repeat;
	padding:0 0 0 9px;
	}
ul.menu li a span.left span.right{
	background:url(images/nav_rightbg.gif) right 3px no-repeat;
	font:bold 13px/25px Arial, Helvetica, sans-serif;
	color:#383007;
	background-color:inherit;
	text-decoration:none;
	float:left;
	padding:0 9px 0 0;
	cursor:pointer;
	}




ul.menu li a:hover span.left span.right{
	font:bold 13px/25px Arial, Helvetica, sans-serif;
	color:#006699;
	width:auto;
	display:block;
	background-color:inherit;
	padding:0 9px 0 0;
	cursor:pointer;
	}
ul.menu li a.active{
	font:bold 13px/25px Arial, Helvetica, sans-serif;
	color:#006699;
	 }
	 
/* css  for drop down top menu  */
	
	#dropmenudiv
{
	position:absolute;
	font:normal 13px "Arial";
	line-height:15px;
	float:left;
	margin-top:3px;
	text-align:left;
	z-index:100;
	background-color:#C8C8C8;
}
#dropmenudiv a
{
display: block;
padding:1px 0 1px 12px;
font-family:Arial, Helvetica, sans-serif;
font-size:13px;
line-height:21px;
font-weight:bold;
text-decoration: none;
border-bottom:1px dashed #383007;
color:#000;
background-color:#C8C8C8;
}

#dropmenudiv a.active
{ /*hover background color*/
background-repeat:no-repeat;
display:block;
color:#006699;
background-color:#fff;
}

#dropmenudiv a:hover
{ /*hover background color*/
background-repeat:no-repeat;
display:block;
color:#006699;
background-color:#fff;
}